Fintech and Financial Services

At Lex Alliance, our Fintech and Financial Services practice guides innovators and established institutions alike through the evolving regulatory landscape. We assist clients in navigating banking and NBFC licensing, advising on application strategy, capital requirements, and ongoing compliance to launch and scale operations. For emerging models like peer-to-peer lending and crowdfunding, we ensure platforms meet RBI guidelines, draft user agreements, and establish robust risk management frameworks. When it comes to piloting new solutions, our team supports regulatory sandbox applications and fintech innovation approvals, liaising with regulators to secure testing environments that accelerate go-to-market timelines. In the world of digital assets, we provide cryptocurrency, tokenization, and blockchain advisory, from drafting token sale agreements and whitepapers to structuring compliant on- and off-ramp mechanisms.

Our experience with insurtech agreements and insurance regulatory compliance covers product design, distribution partnerships, and adherence to IRDAI norms, helping clients introduce disruptive insurance solutions without regulatory pitfalls. To keep your operations resilient, we conduct AML/CFT audits and prepare regulatory filings, implementing controls aligned with FATF recommendations and PMLA requirements. By combining deep sector knowledge with hands-on regulatory insight, Lex Alliance helps Fintech and Financial Services businesses innovate confidently and maintain robust compliance.